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ICICI Bank is a private sector bank in India. The bank has total assets of INR 14.76 trillion has a network of 5200+ branches and 15,158 ATMs across India. The bank offers a variety of fixed deposit schemes and other services based on customer’s investment requirements to help them save tax and grow their wealth safely. Tax Saving FD interest rates remain unchanged over the five-year period; Interest rates differ from bank to bank, and rates for Indian citizens, Hindu Undivided Family (HUF) also vary; Tax Saving FDs can be held in a single or a joint mode. If it’s a joint Tax Saving Fixed Deposit, tax benefits are available only to the first account holder. Disclaimer: Interest Rates are subject to revision by the respective Companies/Government from time to time. ICICI Securities Ltd. Acts as a referral agent to these companies and the offer is brought to you by the companies subject to fulfilment of eligibility criteria, terms and conditions etc. Investors are advised to read the Terms and conditions offered by respective companies carefully.
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Fixed Deposit Rates In India
Maturity Period | Interest rates (per cent per annum) w.e.f. October 21, 2020 | Interest rates (per cent per annum) w.e.f. December 04, 2020 | ||
---|---|---|---|---|
Single deposit of less than ₹ 20.0 million | Single deposit of ₹ 20.0 mn & above but less than 50.0 mn | |||
General | **Senior Citizen | General | **Senior Citizen | |
7 days to 14 days | 2.50% | 3.00% | 2.50% | 2.50% |
15 days to 29 days | 2.50% | 3.00% | 2.50% | 2.50% |
30 days to 45 days | 3.00% | 3.50% | 2.75% | 2.75% |
46 days to 60 days | 3.00% | 3.50% | 2.75% | 2.75% |
61 days to 90 days | 3.00% | 3.50% | 3.00% | 3.00% |
91 days to 120 days | 3.50% | 4.00% | 3.00% | 3.00% |
121 days to 184 days | 3.50% | 4.00% | 3.00% | 3.00% |
185 days to 210 days | 4.40% | 4.90% | 3.50% | 3.50% |
211 days to 270 days | 4.40% | 4.90% | 3.50% | 3.50% |
271 days to 289 days | 4.40% | 4.90% | 3.65% | 3.65% |
290 days to less than 1 year | 4.40% | 4.90% | 3.65% | 3.65% |
1 year to 389 days | 4.90% | 5.40% | 3.75% | 3.75% |
390 days to < 18 months | 4.90% | 5.40% | 3.75% | 3.75% |
18 months to 2 years | 5.00% | 5.50% | 3.75% | 3.75% |
2 years 1 day to 3 years | 5.15% | 5.65% | 4.25% | 4.25% |
3 years 1 day to 5 years | 5.35% | 5.85% | 4.25% | 4.25% |
5 years 1 day to 10 years | 5.50% | #6.30% | 4.25% | 4.25% |
5 Years (80C FD) – Max to ₹ 1.50 lac | 5.35% | 5.85% | NA | NA |